As of January 1, 2018, all prospective homeowners in Canada are required to undergo a "stress test" before they are approved for a mortgage. Those who are already homeowners and wish to renew an existing mortgage or are looking to move into another home will also be required to take a mortgage stress test.
mortgage and financial
Starting a new job? Another baby on the way? Simply fed up with your never-ending home renovation to-do list?
Whatever your reason for needing a new home without the wait, we've got your solution. We are continually building superb, masterfully-crafted homes...just for you!
affirmed & alydar,
lazzaro & lusitano
If you're in the market for a new home, it's common to consider your current needs first. You know how many bedrooms you need, how far you'll be commuting each day, and whether or not a front-attached home, townhome, or duplex is best for you based on your current situation.
But what happens if your living situation changes a few years from now? Relationships, pets, babies, and job promotions are all things you'll want to keep in mind as you picture your future and the right home to fit your changing lifestyle.
buy a home
Decorating for Christmas is always a lot of fun, but might require you to be a bit budget-conscious. All those gift-giving and party opportunities this time of year will likely take a big chunk out of your pay cheque. The good news is with a little bit of imagination, these inexpensive decor ideas are sure to wow your guests and light up your home with Christmas cheer!
Open floor plans are a great way to enjoy airy and uncluttered living. That said, you might want to create designated spaces within your open floor plan but the flexibility offered by the open layout makes it difficult (i.e. transitioning from a sitting area to a dining area etc). If you want to enjoy an open-concept design while still having distinct, distinguished spaces, here are just a few tips to help get you started!
Sure, you may have already heard about different decor styles from around the world. Parisian, Spanish and the ultra-trendy Scandinavian are popular style choices, to name a few. But, instead of looking to decor influences from across the globe, why not take a little inspiration from the good 'ol Great White North? Cozy and fun, colourful and rustic, Canadiana decor is a great way to embrace your inner Canuck and create an interior look you're sure to love!
Few things can top a new home in the Edmonton area, especially when it includes all the very best features. If a unique style, front attached garage, and open floor plan appeal to you, The Memphis might be the home that suits you and your family's needs. You'll quickly find that this model not only meets your expectations but exceeds them.
There's nothing like the magic of the holidays. Family and friends gather to share meals and joy and the kids are never as excited as they are on Christmas morning. Of course, the holiday season also means stress when it comes to preparing your home and that amazing meal everyone will be raving about. Want to enjoy a stress-free and organized Christmas this year? Here's how to get a jumpstart on the holidays now.
tips & tricks,