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Will Murray

Recent Posts

What is Debt Service Ratio and Why Does it Matter?

Posted by Will Murray on Thu, Feb 16, 2017

what-is-debt-service-ratio-why-does-matter-featured-image.pngWhen buying your coffee in the morning, the only financial factor you have to worry about is whether or not you left spare change in your cup holder. When it comes to larger purchases, the financial aspect can be much more complicated. That’s why it’s important to gain an understanding of certain terms and services.

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Topics: mortgage and financial

New Schools Opening in Our Communities

Posted by Will Murray on Thu, Aug 4, 2016

new-schools-elementary-building.pngAs a home buyer you probably have a long wish list when choosing a neighbourhood. While close proximity to work, shopping, and recreation is important, educational options should also play a role in your decision, whether you already have children or plan to in the future. Educational options can also impact the value of your home down the road, so it's a good idea to check into new schools under construction in your planned neighbourhood.

Here are some of the latest educational additions to Pacesetter communities in Edmonton and surrounding areas.

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Topics: edmonton communities, summerside, langdale in windermere, cy becker, mclaughlin, edmonton neighbourhoods, trumpeter by big lake, south creek, tonewood

Qualifying for a Mortgage When You’re Self Employed

Posted by Will Murray on Tue, Jul 12, 2016

qualifying-mortgage-self-employed-keys-in-door.pngWhile it’s true that getting a mortgage can be easier for someone that is not self-employed, don’t let that be a deterrent from getting into your new home! There are many mortgage options available to you, as well as plenty of steps that can be taken to ensure you are an attractive candidate to lenders. Please take a look at our eight tips that’ll get you started in this process.

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Topics: mortgage and financial, tips & tricks

Property Values: City versus Market

Posted by Will Murray on Tue, Jun 14, 2016

property-values-city-vs-market-house-and-money.pngHow much is your home really worth? Whether you’re in the housing market to buy or sell, it’s important to know the difference between the value of your home when it’s assessed by the City and the true market value of your home.

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Topics: buy a home, mortgage and financial

Tips For Selling Your House For Maximum Profit

Posted by Will Murray on Tue, Mar 22, 2016

selling-your-house-profit-featured-image.pngEverybody wants to make sure their home sells at a price that makes their original purchase a good investment. If you want to maximize your potential profit, it is so important for you to understand that the sale can take a little longer.

The more money, time, and effort you invest when selling your house, the more profit you will see.

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Topics: home maintenance, tips & tricks

Are You Protected From Robbers?

Posted by Will Murray on Thu, Feb 18, 2016

protected-from-robbers-featured-image.pngWith the increase of garage break-ins in several communities in and around the city of Edmonton, we wanted to give you a few tips on how to ensure the safety of your family, your home, and your belongings. You want them to be protected from robbers. Below are 11 simple tips you can follow.

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Topics: tips & tricks

26 Tips for Saving a Down Payment

Posted by Will Murray on Tue, Feb 9, 2016

saving-for-a-down-payment-piggy-bank.pngThere are a lot of ways to save for a home; sometimes it seems like you don't know where to start. We've put together this list for you - 26 different ways for saving a down payment. Take a read through the list and see which ones you can work into your routine. Just remember, you need to be motivated.

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Topics: buy a new home, mortgage and financial

A Draw Or Completion Mortgage: Which is a Better Choice?

Posted by Will Murray on Tue, Jan 26, 2016

draw-or-completion-mortgage-featured-image.pngWhen you are working with a homebuilder, it’s important to get the details on what kind of financing is required. Basically, there are two options: a draw or completion mortgage. There are benefits to both, although your builder may only offer one option.

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Topics: mortgage and financial

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