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What is Debt Service Ratio and Why Does it Matter?

Posted by Will Murray on Thu, Feb 16, 2017

what-is-debt-service-ratio-why-does-matter-featured-image.pngWhen buying your coffee in the morning, the only financial factor you have to worry about is whether or not you left spare change in your cup holder. When it comes to larger purchases, the financial aspect can be much more complicated. That’s why it’s important to gain an understanding of certain terms and services.

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Topics: mortgage and financial

Show Home Opening in Glenridding: The Madison E

Posted by Dan Gibson on Tue, Feb 14, 2017

show-home-glenridding-madison-e-rendering-featured-image.pngImagine this: you’ve just picked up groceries or caught a movie. Minutes later, you’re already driving past relaxing natural scenery to pull into the driveway of your gorgeous new home. This could be your reality in Glenridding because we have good news – we have a brand new show home opening in this community!

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Topics: show home, madison, glenridding

14 DIY Valentine's Day Gifts

Posted by Courtney C. on Thu, Feb 9, 2017

diy-valentines-day-gifts-wrapping-featured-image.pngValentine’s Day is just around the corner, and suddenly every store seems to be decked out in red and pink. Year after year, chocolates, flowers, and candy hearts continue to hold the top spots for go-to Valentine’s gifts.

If you’ve found yourself bored with the “same old thing”, tap into your creative side and try something new this year. Below, you’ll find 14 thoughtful and meaningful do-it-yourself gift ideas that can’t just be bought.

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Topics: seasonal, gift ideas

3 Impressive Quick Possession Homes For February

Posted by Dan Gibson on Tue, Feb 7, 2017

february-2017-quick-possession-homes-jayde-exterior-featured-image.pngIf you’ve been looking for the perfect home for you and your family, it requires just one simple formula. Take a quaint and friendly neighbourhood, add easy access to nearby amenities and a gorgeous home complete with highly sought-after features and finishes. Together, that equals a pretty great situation.

We can offer all of these things, with the added bonus of the home being move-in ready! Learn more about three quick possession options we have available that could be just the right answer for your family.

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Topics: mclaughlin, emma II & ethan II, estonian, jayde, southpointe, triomphe in beaumont

Money Talks: The Lowdown on Investing Your Money

Posted by Jennifer G. on Thu, Feb 2, 2017

money-talks-lowdown-investing-your-money-featured-image.pngEveryone enjoys watching their bank account balance increase on payday. But if you’re not investing your money, you’re missing out on opportunities to see this happen without the labour part. Investing your money allows you to build your wealth, with the potential to earn high rates of return. To minimize the potential of loss, you want to invest wisely.

Naturally, your first step should be to research and understand as much as you can about your investment options. Read on to learn about some different ways you can invest your money, and what each can offer.

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Topics: mortgage and financial

Home Model Feature: The Carson

Posted by Dan Gibson on Tue, Jan 31, 2017

home-model-feature-the-carson-rendering-featured-image.pngWe're featuring another fantastic Pacesetter model, just for you. Let us present our latest addition to the Pacesetter family - the Carson! This laned home gives you everything you need in one stylish package with 1,650 square feet of living space, 3 bedrooms, and two and a half bathrooms. This home also features some great curb appeal with its cozy front porch.

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Topics: build a new home, carson

Surviving a Near Debt Experience

Posted by Jennifer G. on Thu, Jan 26, 2017

surviving-near-debt-experience-couple-calculating-bills-featured-image.pngIf you’re starting to feel the huge weight of debt on your shoulders, you’re not alone. Canadian household debt ratios hit a record high over the spring of 2016 according to figures from Statistics Canada. The ratio of household credit market debt to disposable income rose from 165.2 percent in the first quarter of the year to 167.6 percent in the second quarter. That means households held $1.68 in credit market debt for every dollar of disposable income.

Even if you’re a math whiz, those figures just don’t add up. The bottom line is that getting out of debt should be a top priority. We're here to say it can be done!

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Topics: mortgage and financial

Combatting Cabin Fever

Posted by Courtney C. on Tue, Jan 24, 2017

combatting-cabin-fever-winter-window-featured-image.pngAside from getting your home ready for winter, you'll want to get yourself ready too. It's true that Alberta winters are not for the faint of heart, but thankfully there are some principles you can put into practice to help combat cabin fever.

You may even come to enjoy some of the tasks and activities the long winter months allow you to partake in! Here are a few ideas to keep you from singing the seasonal blues this winter and to take advantage of this season.

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Topics: seasonal, tips & tricks

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